Step UpOr Pay Up

Turn your fitness goals into commitments with real consequences. Hit your daily targets or face the penalty.

Step Up Or Pay Up mobile app dashboard interface showing today's active goals including an Active Energy goal to reach 340 kilocalories with email consequences enabled, a circular progress indicator at 0%, and future walking/running distance goals scheduled for specific days. The dark-themed interface displays goal tracking, penalty settings, and progress monitoring in a clean, user-friendly layout.

EFFORTLESS TRACKING

Set Goals That Matter

Track what's important to you with automatic health data integration

Effortless Health Tracking

No manual logging required. Our app automatically syncs with your device's health data to track your progress throughout the day.

Apple Health Integration

Seamlessly connects to your existing health data

Multiple Goal Types

Choose from various fitness metrics that suit your lifestyle

Real-time Updates

Progress updates automatically as you move throughout your day

Privacy Protected

Your health data is never shared with third parties and is only processed for goal tracking purposes

Step Up Or Pay Up goal selection interface showing four fitness tracking options in a mobile app screen. The interface displays Steps (total daily steps), Active Energy (calories burned from exercise and activity) which is currently selected with a blue highlight and checkmark, Flights Climbed (number of floors climbed daily), and Walking/Running Distance (total distance covered daily). All activity data is automatically tracked through Apple Health integration, with a prominent blue Continue button at the bottom for proceeding to goal setup.

REAL CONSEQUENCES

Choose Your Consequence

Real accountability through payment penalties or social accountability

Types of Accountability

Choose what works best for your motivation style. Financial penalties create immediate stakes, while social accountability leverages the power of your friends and family.

✓

Instant setup with your preferred consequences

✓

Secure payment processing and privacy protection

✓

More penalty options coming soon

Step Up Or Pay Up penalty selection screen displaying two accountability options in a mobile interface. The first option 'Shame Your Friends' shows an icon of people and explains that failing your daily goal will trigger an email to selected contacts. The second option 'Pay Up' displays a credit card icon and describes forfeiting a fixed monetary amount when missing daily goals, providing a financial consequence to encourage consistency and goal achievement.

REAL-TIME ANALYTICS

Stay Accountable

Our dashboard provides real-time analytics to keep you informed and motivated

Visualize Your Journey

Track your performance over time, identify patterns, and adjust your strategy to maximize your success.

Historical Goal Data

Review past performance to see how far you've come

Achievement Streaks

Build momentum by tracking your consecutive successful days

Penalty Overview

A transparent log of all charges for missed goals

Step Up Or Pay Up progress tracking interface in a mobile app screen showing a user's performance for the past week. The interface displays a bar chart with daily results, indicating that the user successfully completed their goals on Monday, Thursday, Friday, and Saturday (all marked in green). However, the user missed their goals on Tuesday, Wednesday, and Sunday (all marked in red), resulting in penalties. A summary at the top shows a 57% success rate for the week, with a total of $15.00 in penalties paid, clearly illustrating the app's accountability system. The screen is titled 'Your Progress This Week' and includes a button to 'View Full History'.

PRICING

Pay Only for Missed Goals

Our pricing is straightforward: the app is free when you hit your goals. You only pay for the days you don't.

Simple and Transparent Pricing

Use all features of Step Up Or Pay Up for free. A usage fee applies only on the days you miss a financial-based goal, turning our app into your ultimate accountability partner.

Full Access, No Cost: Achieve your daily goals and enjoy the app entirely for free.
You Set the Stakes: Choose a penalty from $5 to $500 per missed goal.
No Financial Penalties, No Fees: Use social accountability or other non-financial penalties and the app is always free.

Ready to Commit?

Download now and start setting goals with real stakes.

FAQ

Frequently Asked Questions

Everything you need to know about Step Up Or Pay Up

How much does it cost to use the app?

We do not charge any fees or subscriptions if you hit your goals. You only pay for the days you don't.

How does the app track my activity automatically?

Step Up Or Pay Up integrates seamlessly with Apple Health (iOS) and Google Fit (Android) to automatically track your daily activities like steps, calories burned, distance walked, and flights climbed. No manual logging required - just set your goals and let the app monitor your progress throughout the day.

What happens if I miss my goal?

When you miss a goal, the consequence you chose is applied. If you selected financial penalties, the predetermined amount is charged to your payment method. If you chose social accountability, an email is automatically sent to your selected contacts letting them know you didn't hit your target.

Can I change my goals or penalties after setting them up?

No, the settings are locked in to maintain accountability. This prevents you from backing out when things get tough. You are still able to cancel your goals for future days.

Is my payment information secure?

Absolutely. We use bank-level encryption and work with trusted payment processors (Paddle) to ensure your financial information is completely secure. We never store your full payment details on our servers, and all transactions are processed through encrypted, PCI-compliant systems.

How much should I set as my penalty amount?

The penalty amount should be meaningful enough to motivate you, but not so high that it causes financial stress. Many users find that $5-$25 per missed goal creates the right balance of motivation without being overwhelming. Start smaller and adjust based on what drives you to stay consistent.

Can I pause or cancel my goals?

You can cancel future goals at any time, and cancellations take effect the following day. However, you cannot pause or cancel goals that are already active for the current day - this maintains the integrity of the accountability system and prevents you from backing out when you're behind on your targets.

Where does my penalty money go?

We keep the penalty funds as our revenue model. This allows us to offer the app completely free with no subscription fees.

Ready to Get Serious About Your Goals?

Join thousands who've transformed their fitness with real accountability

Free download

No subscription required

Secure payments

Privacy protected